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Young Savers Account

Kickstart good money management habits at a young age

Start early, help kick off a lifetime of financial success

Good money management habits start young. A Young Savers Account  from Amegy Bank can provide building blocks for financial literacy with daily lessons on the importance of saving. It’s a tool for your child, youngster, or teen who is starting to earn money, creating a college fund or saving for books, materials or after-school activities.

YOUNG SAVERS ACCOUNT

You’re never too young to be a wise saver

Why is the Young Saver Account at the top of the class? It’s an easy way to learn about interest, deposits, setting money aside, and the benefits of saving. The future starts today so visit a branch today to sign up your child, grandchild or yourself for a Young Savers account.
Here’s an account that gets high marks:
 
  • A low required opening deposit so that kids can easily get started saving
  • Earn interest on every dollar saved with no minimum balance requirement
  • Lower interest tiers, so young savers can earn on lower balances while building up savings
  • Learn to save without a minimum balance requirement or Monthly Maintenance Fee
  • Establish optional transfers from a checking account to help build savings automatically
  • Use Digital Banking to manage finances on your time through a mobile phone, tablet, or computer 

Account Details

Minimum Opening Deposit
$5
Monthly Maintenance Fee
$0
Interest
Variable rate, compounded daily, paid monthly
Withdrawals and Transfers
6 (Transaction limits apply. Make up to six withdrawals and transfers each month without a withdrawal fee)
Paper Statement Fee
$0

A unique account and a future they will grow to love

Make Saving A Habit

Prepare for those big dreams with automatic transfers from checking to savings. It’s a great way to instill this positive habit and encourage children to save a portion of their allowance or rewards for completing chores.

Community Banking at Its Best

We’re part of the community, dedicated to offering financial solutions to meet your challenges and exceed expectations. Count on us for banking relationships with a personal connection and a commitment to you.

A More Secure Way to Save

Finance the dream — whether it’s a fund for college, saving for that perfect vacation or providing a reliable cushion for the future. We’ll help you find the FDIC-insured savings account that’s right for you and your goals.

Service and Convenience

Our bankers are focused on helping you reach your goals. Visit a local branch. Reach our Customer Contact Center or Online Banking representatives during business hours. Or call for 24/7 automated account information.

Earn interest on your account balance

Interest Rate
by Account Balance

$0.00 - $99.99

0.01%

$100.00 - $499.99

0.15%

$500.00 - $999.99

0.25%

$1,000.00 - $9,999.99

0.4%

$10,000.00 - $49,999.99

0.5%

$50,000.00 +

0.5%

$0.00 - $99.99

0.01%

$100.00 - $499.99

0.15%

$500.00 - $999.99

0.25%

$1,000.00 - $9,999.99

0.4%

$10,000.00 - $49,999.99

0.5%

$50,000.00 +

0.5%

$0.00 - $99.99

0.01%

$100.00 - $499.99

0.15%

$500.00 - $999.99

0.25%

$1,000.00 - $9,999.99

0.4%

$10,000.00 - $49,999.99

0.5%

$50,000.00 +

0.5%

Variable APY
by Account Balance

$0.00 - $99.99

0.01%

$100.00 - $499.99

0.15%

$500.00 - $999.99

0.25%

$1,000.00 - $9,999.99

0.4%

$10,000.00 - $49,999.99

0.5%

$50,000.00 +

0.5%

$0.00 - $99.99

0.01%

$100.00 - $499.99

0.15%

$500.00 - $999.99

0.25%

$1,000.00 - $9,999.99

0.4%

$10,000.00 - $49,999.99

0.5%

$50,000.00 +

0.5%

$0.00 - $99.99

0.01%

$100.00 - $499.99

0.15%

$500.00 - $999.99

0.25%

$1,000.00 - $9,999.99

0.4%

$10,000.00 - $49,999.99

0.5%

$50,000.00 +

0.5%

Account Balance
Interest Rate
Variable APY
$0.00 - $99.99

0.01%

0.01%

$100.00 - $499.99

0.15%

0.15%

$500.00 - $999.99

0.25%

0.25%

$1,000.00 - $9,999.99

0.4%

0.4%

$10,000.00 - $49,999.99

0.5%

0.5%

$50,000.00 +

0.5%

0.5%

$0.00 - $99.99

0.01%

0.01%

$100.00 - $499.99

0.15%

0.15%

$500.00 - $999.99

0.25%

0.25%

$1,000.00 - $9,999.99

0.4%

0.4%

$10,000.00 - $49,999.99

0.5%

0.5%

$50,000.00 +

0.5%

0.5%

$0.00 - $99.99

0.01%

0.01%

$100.00 - $499.99

0.15%

0.15%

$500.00 - $999.99

0.25%

0.25%

$1,000.00 - $9,999.99

0.4%

0.4%

$10,000.00 - $49,999.99

0.5%

0.5%

$50,000.00 +

0.5%

0.5%

Rates effective as of:

Amegy Bank Regional Deposit Rate Sheets

Check out our standard rate sheet, which includes relationship bonuses and promotional rates, to see which account best meets your needs. In addition, you can view rates in San Antonio, New Braunfels, and Austin, and rates in Dallas-Fort Worth.

Have questions or need help deciding?

Our branch teams are here to help you in person, by phone, or online. 

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